Molomo Finance

Welcome to Molomo Finance

Your Trusted Loan Partner

At Molomo Finance, we make getting a loan easier and more convenient for you. Whether you’re a first-time homebuyer, looking for an investment property, or need a commercial loan, we’re here to help.

Our friendly and professional team is dedicated to guiding you through the loan process, so you can make confident financial decisions.

Our Services

At Molomo Finance, we offer a broad spectrum of mortgage and finance services designed to fit your financial situation. We’re committed to guiding you through every step, ensuring you have the right information to make confident decisions.

Home Loans

Find the perfect loan to purchase your first home or upgrade to a new one.

• Home Loans
• Investment property Loans
• Low-Doc Home loan Loans
• SMSF Loans
• Refinance Loans

Commercial Loans

Whether you're investing in commercial property or starting a business, we have the right finance solutions for you.

• Commercial Loans

Car Loans & Asset Finance

Need a vehicle or equipment? Our Car Loan and Asset Finance options offer flexible solutions and great deals from top lenders.

• Car Loans & Asset Finance

Why Choose Molomo Finance?

At Molomo Finance, we believe that securing the right loan should be a personalised and empowering experience. Here’s why clients choose us:

Expert Guidance

Navigating the loan process can be complex. Our team provides clear, practical advice, empowering you to make informed financial decisions with confidence.

Transparent Process

We prioritise open communication, so you can expect a clear, straightforward process with no hidden surprises. You’ll always know where you stand in your loan journey.

Personalised Service

We understand that every financial journey is unique. Our customised loan solutions are tailored to meet your specific needs, ensuring that you find the perfect fit for your situation.

Fast Approvals

We understand the importance of timely decisions. Our quick approval process means you can move forward with your plans without unnecessary delays.

We Come to You

Your convenience matters to us. We offer personalised service at your location and online meet, making it easier for you to discuss your financial needs in a comfortable environment.

First-Time Buyer Support

Buying your first home can be overwhelming. We offer specialised assistance to first-time homebuyers, guiding you through every step to ensure a smooth and stress-free experience.

Wide Range of Products

With access to a diverse array of lenders and loan products, we work diligently to find the best options available, matching you with solutions that align with your financial goals.

Client Satisfaction

Our clients are at the heart of everything we do. We are proud to build lasting relationships based on exceptional service and positive results, ensuring that your satisfaction is our top priority.

Case Studies

Discover how Molomo Finance has helped individuals and businesses achieve their financial dreams. Here’s a snapshot of what we’ve accomplished so far:

Frequently Asked Questions

Frequently Asked Questions for Borrowers
Mortgage eligibility depends on several factors, including your credit score, income, employment history, and down payment amount. Our experienced team at Molomo Finance can help you assess your eligibility and improve your chances of loan approval.
To apply for a loan, you typically need to provide proof of income, employment history, credit history, identification, and details about the property you wish to purchase. We’ll guide you through the exact documentation required based on your specific situation.
Your borrowing capacity varies by lender and depends on factors such as income, credit score, and existing financial commitments. We can help you understand your borrowing potential and identify a suitable loan that fits your needs.
We offer a variety of home loan options, including first-time buyer loans, refinancing loans, and loans for upgrading your home. Each option features competitive rates and flexible terms to suit your unique financial situation.
Refinancing involves replacing your existing mortgage with a new one, usually to secure better terms or lower interest rates. This can lead to significant savings and more favorable loan conditions.
When you refinance, you apply for a new loan to pay off your existing mortgage. Our team will guide you through the entire process, from assessing your current loan to finding a better deal and managing the application process.
Lenders Mortgage Insurance (LMI) protects the lender if the borrower defaults on the loan. It is usually required if your deposit is less than 20% of the property’s value. We can help you understand how LMI works and its impact on your mortgage costs.
The First Home Owner Grant (FHOG) is a government initiative designed to provide financial assistance to eligible first-time homebuyers. The grant amount and eligibility criteria vary by state and territory.
Eligibility for the FHOG typically depends on factors like your citizenship status, prior property ownership, and the value of the property you wish to purchase. We can assist you in determining your eligibility and guide you through the application process.
In addition to the purchase price, potential costs may include stamp duty, legal fees, inspection fees, and loan application fees. We provide a detailed breakdown of these expenses to help you plan your budget effectively.
Yes, investment loans often have different requirements and interest rates compared to home loans for owner-occupied properties. We can help you understand these differences and find an investment loan that suits your financial goals.
Absolutely! You can leverage the equity in your home as a deposit for a new property. This is a common strategy for investors and home upgraders. We’ll help you understand how to access and utilize your home equity effectively.
The approval process can vary, typically taking anywhere from a few days to a few weeks. The timeline depends on the complexity of your application and the responsiveness of all parties involved.

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5/5

Excellent 5.0 of 5.0 stars rating

I recently worked with Mohit for my refinance and investment loan, and I couldn't be happier with the service I received. Mohit was incredibly knowledgeable, professional, and attentive to my needs throughout the entire process. He took the time to explain everything in detail, ensuring I understood all my options and felt confident in my decisions. His expertise in the industry is evident, and he made what could have been a stressful experience feel smooth and easy. If you're looking for a reliable and trustworthy mortgage broker, Mohit is the one to go to. Thank you, Mohit, for your outstanding service!
Gagandeep
We absolutely loved dealing with Mohit. He made the whole loan process so easy and kept us informed every step of the way. Mohit delivered everything on time and we would recommend Mohit to anyone. Keep the great work. Tarun & Sarala
Tarun Patel
Highly recommended to everyone. I have called Mohit from Brisbane after seeing his Facebook advertisement. Mohit was trustworthy from the very beginning. He is that person who has experience in his field and made the whole experience very smooth. Thanks again Mohit Sharma.
Jay Klear
Designer
Mohit is knowledgeable and always stay in touch throughout the process. Highly recommended.
Vinay Masih
THANKS MOHIT FOR HELPING ME OUT Ithe stressfull time by refinancing my loan to a better rate. I highly recommend him for his service and professionalism.
Vikash Sharma
It has been a pleasure working with Mohit as the guidance and documentation was done in a very professional manner. Thanks Mohit
Nadeem Khan

Ready to Make Confident Financial Decisions?

At Molomo Finance, we’re here to simplify your loan journey. Let our friendly experts guide you toward the right solution—tailored to fit your goals and needs.

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