Welcome to Molomo Finance
Your Trusted Loan Partner
At Molomo Finance, we make getting a loan easier and more convenient for you. Whether you’re a first-time homebuyer, looking for an investment property, or need a commercial loan, we’re here to help.
Our friendly and professional team is dedicated to guiding you through the loan process, so you can make confident financial decisions.



































































Our Services
At Molomo Finance, we offer a broad spectrum of mortgage and finance services designed to fit your financial situation. We’re committed to guiding you through every step, ensuring you have the right information to make confident decisions.
Home Loans
Find the perfect loan to purchase your first home or upgrade to a new one.

First-Time Buyers
Buying your first home can be overwhelming, but we're here to make the process easier. Our team provides special assistance with government schemes like the First Home Buyer Guarantee and Stamp Duty Concessions, helping you access these benefits and make the most of your purchase.

Upgrading or Downsizing
Whether you’re moving to a larger home or looking to downsize, we ensure that you get the best loan to match your changing needs.

Maximizing Your Investment
Our team works with multiple lenders to secure loans with interest-only repayment options and competitive rates, allowing you to grow your property portfolio effectively.

Tailored Solutions
We take the time to understand your investment strategy and recommend loan options that fit your financial goals, whether you're looking to invest in residential or commercial properties.

Expert Support
Throughout the entire process, we provide personalized support, ensuring that you’re confident in your financial choices, from application to settlement.

Flexible Documentation
Whether you have minimal financial records or irregular income, we work with lenders who specialize in Low-Doc Loans, offering flexible criteria to suit your circumstances.

Quick Approvals
We expedite the process by helping you gather the necessary documents, such as bank statements and business activity statements (BAS), to secure finance as quickly as possible.

Expert Guidance
We specialize in SMSF lending and work closely with lenders who understand the specific needs of SMSF borrowers. We help you navigate the regulations, ensuring that your loan structure aligns with your retirement strategy.

Maximizing Retirement Growth
With our support, you can leverage your super to invest in residential or commercial properties, creating long-term wealth for your retirement.

Better Rates, Better Terms
We evaluate your current loan situation and compare it with the latest market offerings. If a better option is available, we help you make the switch smoothly, saving you money in the long run.

Access Equity
Refinancing can also unlock the equity in your property, allowing you to use those funds for renovations, investments, or other financial goals.
Commercial Loans
Whether you're investing in commercial property or starting a business, we have the right finance solutions for you.

Flexible Financing
Our commercial loan options allow you to finance everything from property purchases to business expansions. We understand the unique financial requirements of businesses and work to secure loans that meet your operational and growth goals.

Tailored to Your Business
Every business is different, and we work closely with you to understand your specific needs, finding loan terms and structures that best fit your industry and financial plans.
Car Loans & Asset Finance
Need a vehicle or equipment? Our Car Loan and Asset Finance options offer flexible solutions and great deals from top lenders.

Car Loans
We offer car loans for both personal and business purposes, providing competitive interest rates and repayment terms. Whether you’re purchasing a new or used car, we help you get the right loan that fits your budget and financial situation.

Asset Finance
Need to invest in equipment, machinery, or vehicles for your business? Our Asset Finance options allow you to acquire the assets your business needs with structured repayments that suit your cash flow. From work vehicles to heavy machinery, we ensure you get the right finance with minimal hassle.
Why Choose Molomo Finance?
At Molomo Finance, we believe that securing the right loan should be a personalised and empowering experience. Here’s why clients choose us:

Expert Guidance
Navigating the loan process can be complex. Our team provides clear, practical advice, empowering you to make informed financial decisions with confidence.

Transparent Process
We prioritise open communication, so you can expect a clear, straightforward process with no hidden surprises. You’ll always know where you stand in your loan journey.

Personalised Service
We understand that every financial journey is unique. Our customised loan solutions are tailored to meet your specific needs, ensuring that you find the perfect fit for your situation.

Fast Approvals
We understand the importance of timely decisions. Our quick approval process means you can move forward with your plans without unnecessary delays.

We Come to You
Your convenience matters to us. We offer personalised service at your location and online meet, making it easier for you to discuss your financial needs in a comfortable environment.

First-Time Buyer Support
Buying your first home can be overwhelming. We offer specialised assistance to first-time homebuyers, guiding you through every step to ensure a smooth and stress-free experience.

Wide Range of Products
With access to a diverse array of lenders and loan products, we work diligently to find the best options available, matching you with solutions that align with your financial goals.

Client Satisfaction
Our clients are at the heart of everything we do. We are proud to build lasting relationships based on exceptional service and positive results, ensuring that your satisfaction is our top priority.
Case Studies
Essential Worker Home Loan
Loan Consolidation
SMSF Loan
First Home Buyer Loan
Client: Emma, a 26-year-old first-time homebuyer.
Challenge: Emma was eager to purchase her first home but was overwhelmed by the complexity of the mortgage process and unsure about eligibility for government assistance programs.
Solution: At Molomo Finance, we provided Emma with comprehensive guidance on her options as a first-time buyer. We helped her navigate government schemes, including the First Home Buyer Guarantee and Stamp Duty Concessions, ensuring she understood how to leverage these benefits. We assisted her in securing a competitive home loan tailored to her financial situation.
Outcome: Emma successfully purchased her first home within two months, feeling informed and confident throughout the process. She expressed gratitude for the personalized support and clarity she received.
Low-Doc Loan
Outcome: Mark obtained the loan quickly and purchased the vehicle he needed for work, enabling him to take on more contracts and grow his business. He appreciated the flexibility and support offered by Molomo Finance.
Frequently Asked Questions
1. How do I know if I'm eligible for a mortgage?
2. What documents do I need to apply for a loan?
3. How much money can I borrow?
4. What types of home loans do you offer?
5. What is refinancing?
6. How does refinancing work?
7. What is Lenders Mortgage Insurance (LMI)?
8. What is the First Home Owner Grant (FHOG)?
9. How do I know if I'm eligible for the First Home Owner Grant?
10. What other costs are involved in buying a home?
11. Will an investment loan be any different from my existing loan?
12. Can I use the equity in my home as a deposit?
13. How long does it take to get a loan approved?
Blog
Excellent 5.0 of 5.0 stars rating






Ready to Make Confident Financial Decisions?
At Molomo Finance, we’re here to simplify your loan journey. Let our friendly experts guide you toward the right solution—tailored to fit your goals and needs.